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At Oyer Insurance Agency, we take your privacy seriously. We understand the importance of safeguarding your personal information and are committed to maintaining the confidentiality and security of the data you entrust to us. As part of our dedication to transparency and compliance with applicable privacy laws, including the California Consumer Privacy Act (CCPA), we have implemented this "Do Not Sell or Share My Personal Information" policy to outline your rights and how you can exercise control over your information.

What Personal Information Do We Collect?

We collect various types of personal information from individuals who interact with our website, use our services, or communicate with us. This information may include:

  • Contact Information: Such as your name, email address, phone number, and mailing address.

  • Demographic Information: Such as age, gender, and language preferences.

  • Financial Information: Such as payment card details or bank account information provided for billing purposes.

  • Policy Information: Such as details about insurance coverage and claims history.

  • Website Usage Information: Such as IP addresses, browser type, device identifiers, and other analytics data collected through cookies and similar technologies.

How Do We Use Your Personal Information?

We use the personal information we collect for various purposes, including:

  • Providing Services: Fulfilling requests for insurance quotes, processing applications, managing policies, and assisting with claims.

  • Communication: Sending important updates, newsletters, promotional offers, and responding to inquiries or feedback.

  • Improving Our Services: Analyzing usage patterns, conducting research, and enhancing the functionality and performance of our website and services.

  • Compliance: Meeting legal and regulatory requirements, including record-keeping, reporting, and fraud prevention.

  • Marketing: Personalizing your experience, delivering targeted advertisements, and measuring the effectiveness of our marketing campaigns.

Do We Sell or Share Your Personal Information?

No, we do not sell your personal information to third parties for monetary consideration. Additionally, we do not share your personal information with non-affiliated companies for their direct marketing purposes without your explicit consent.

However, we may disclose your personal information to certain third parties in the following circumstances:

  • Service Providers: We may engage third-party service providers to perform functions on our behalf, such as processing payments, delivering marketing communications, or providing technical support. These service providers are contractually obligated to only use your personal information as necessary to provide the services requested by us and are prohibited from using it for any other purpose.

  • Business Transfers: In the event of a merger, acquisition, restructuring, or sale of assets, your personal information may be transferred as part of the transaction. We will take reasonable steps to ensure the confidentiality and security of your personal information during any such transfer.

  • Legal Obligations: We may disclose your personal information when required to do so by law, subpoena, or other legal process, or if we believe that such disclosure is necessary to protect our rights, comply with a court order, or ensure the safety and security of our users.

Your Rights and Choices

Under the CCPA and other applicable privacy laws, California residents have certain rights regarding their personal information. These rights may include:

  • Right to Know: You have the right to request information about the categories of personal information we have collected, the sources from which it was collected, the purposes for which it is used, and the categories of third parties with whom it is shared.

  • Right to Opt-Out: You have the right to opt-out of the sale of your personal information to third parties for monetary consideration. However, please note that we do not engage in such sales.

  • Right to Deletion: You have the right to request the deletion of your personal information, subject to certain exceptions permitted by law.

  • Right to Non-Discrimination: We will not discriminate against you for exercising your privacy rights, such as by denying you access to our services, charging you different prices or rates, or providing you with a different level or quality of service.

How to Exercise Your Rights

If you are a California resident and would like to exercise your rights regarding your personal information, you may submit a request by contacting us using the information provided below. Please be aware that we may need to verify your identity and request additional information to process your request. We will respond to your request in accordance with applicable law.

Contact Us

If you have any questions, concerns, or requests regarding this "Do Not Sell or Share My Personal Information" policy or our privacy practices, please contact us at:

Oyer Insurance Agency

2708 Cleveland Road

Wooster, Ohio 44691


Phone: (330) 345-5819

Updates to this Policy

We may update this "Do Not Sell or Share My Personal Information" policy from time to time to reflect changes in our privacy practices or legal requirements. We encourage you to review this policy periodically for any updates.

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